{"id":9506,"date":"2023-02-14T18:40:38","date_gmt":"2023-02-14T18:40:38","guid":{"rendered":"https:\/\/startup-agenda.com\/?post_type=startup&#038;p=9506"},"modified":"2023-02-14T18:40:44","modified_gmt":"2023-02-14T18:40:44","slug":"cladfy","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/cladfy\/","title":{"rendered":"Cladfy"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Cladfy<\/strong> est une entreprise technologique fond\u00e9e en 2018 par<strong> Ebby Gatamu<\/strong> et<strong> Kibe John<\/strong>. Bas\u00e9e au Kenya, elle fournit des solutions de cr\u00e9dit num\u00e9riques pour les pr\u00eateurs de microfinance dans toute l&rsquo;Afrique. Avec un profil de cr\u00e9dit complet, une gestion automatis\u00e9e des pr\u00eats et un acc\u00e8s facile \u00e0 des financements abordables et fiables, Cladfy a r\u00e9volutionn\u00e9 le secteur des microcr\u00e9dits en Afrique.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les pr\u00eateurs de microfinance sont souvent confront\u00e9s \u00e0 des d\u00e9fis tels que l&rsquo;absence de donn\u00e9es fiables sur les emprunteurs, des processus de pr\u00eat manuels et l&rsquo;acc\u00e8s limit\u00e9 \u00e0 des sources de financement abordables. Cladfy s&rsquo;attaque \u00e0 ces probl\u00e8mes en fournissant des solutions de cr\u00e9dit num\u00e9riques compl\u00e8tes qui am\u00e9liorent la gestion des risques de cr\u00e9dit et r\u00e9duisent les co\u00fbts d&rsquo;exploitation des pr\u00eateurs. Les pr\u00eateurs peuvent ainsi offrir des conditions de cr\u00e9dit plus favorables \u00e0 leurs clients et d\u00e9velopper leurs activit\u00e9s plus rapidement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le profil de cr\u00e9dit de Cladfy est bas\u00e9 sur des donn\u00e9es en temps r\u00e9el provenant de sources vari\u00e9es, telles que les historiques de cr\u00e9dit, les transactions bancaires et les comportements de paiement. Il utilise des algorithmes avanc\u00e9s pour analyser les donn\u00e9es et fournir des \u00e9valuations pr\u00e9cises du risque de cr\u00e9dit pour chaque emprunteur. La gestion num\u00e9ris\u00e9e des pr\u00eats de Cladfy permet \u00e9galement aux pr\u00eateurs de suivre et de g\u00e9rer efficacement les pr\u00eats, de l&rsquo;origination \u00e0 la collecte de paiements, en utilisant une plateforme en ligne conviviale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cladfy s&rsquo;est associ\u00e9 \u00e0 des institutions financi\u00e8res de premier plan pour fournir des financements abordables et fiables aux pr\u00eateurs de microfinance. Cette collaboration permet aux pr\u00eateurs de b\u00e9n\u00e9ficier de taux d&rsquo;int\u00e9r\u00eat comp\u00e9titifs et de conditions de financement flexibles, renfor\u00e7ant ainsi leur capacit\u00e9 \u00e0 offrir des pr\u00eats abordables \u00e0 leurs clients.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En somme, Cladfy a r\u00e9volutionn\u00e9 le secteur des microcr\u00e9dits en Afrique en fournissant des solutions de cr\u00e9dit num\u00e9riques compl\u00e8tes et innovantes qui am\u00e9liorent la gestion des risques de cr\u00e9dit, r\u00e9duisent les co\u00fbts d&rsquo;exploitation et offrent des financements abordables et fiables. Cette entreprise est un exemple inspirant de la fa\u00e7on dont la technologie peut \u00eatre utilis\u00e9e pour am\u00e9liorer l&rsquo;inclusion financi\u00e8re en Afrique.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cladfy est une entreprise technologique fond\u00e9e en 2018 par Ebby Gatamu et Kibe John. Bas\u00e9e au Kenya, elle fournit des solutions de cr\u00e9dit num\u00e9riques pour les pr\u00eateurs de microfinance dans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9511,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[66],"class_list":["post-9506","startup","type-startup","status-publish","has-post-thumbnail","hentry","startup_category-fintech"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/9506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=9506"}],"version-history":[{"count":1,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/9506\/revisions"}],"predecessor-version":[{"id":9512,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/9506\/revisions\/9512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/9511"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=9506"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=9506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}