{"id":6092,"date":"2019-08-12T08:24:06","date_gmt":"2019-08-12T08:24:06","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&p=6092"},"modified":"2019-08-12T08:24:06","modified_gmt":"2019-08-12T08:24:06","slug":"xaalys","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/xaalys\/","title":{"rendered":"Xaalys"},"content":{"rendered":"
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Xaalys<\/strong> a pour souci de concilier plusieurs impe\u0301ratifs : accorder une autonomie financie\u0300re progressive a\u0300 l\u2019enfant tout en fournissant des e\u0301le\u0301ments de re\u0301assurance aux parents.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Avec une large gamme de produits, solutions de billetterie digitale, solutions de mobilite\u0301, solutions de collecte de ressources financie\u0300res, solutions de paiement multi ope\u0301rateurs, Sudpay propose des plateformes multi-services et moyens de paiement adapte\u0301es et se\u0301curise\u0301s aux besoins des clients.<\/p>\n<\/div>\n<\/div>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/p>\n

90% des adolescents entrant au colle\u0300ge posse\u0300dent un smartphone qui pourrait donc e\u0302tre utilise\u0301 pour mieux apprendre a\u0300 ge\u0301rer leur argent de poche. C\u2019est de ce constat qu\u2019est partie Diana Brondel lorsqu\u2019elle a cre\u0301e\u0301 Xaalys (\u201cargent\u201d en wolof) en avril 2017, e\u0301paule\u0301e par Swave, le nouvel incubateur Fintech de la De\u0301fense.<\/p>\n

L’ide\u0301e de la franco-se\u0301ne\u0301galaise Diana Brondel (ESCP Europe), forme\u0301e a\u0300 l’inspection de la Socie\u0301te\u0301 ge\u0301ne\u0301rale, est de leur proposer une application bancaire pour ge\u0301rer leur argent de poche. Fini l’enveloppe de fin de mois trop vite perdue ou de\u0301pense\u0301e : avec Xaalys, les parents donnent acce\u0300s au compte et gardent un oeil sur leur gestion. Tout peut e\u0302tre parame\u0301tre\u0301 en fonction de l\u2019a\u0302ge, du degre\u0301 d\u2019autonomie de l\u2019adolescent…<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/p>\n

L’application utilise tous les codes des adolescents, tout en e\u0301tant tre\u0300s ergonomique. Les parents versent le montant voulu sur le compte de leur enfant, re\u0300glent les parame\u0300tres, selon la somme qui peut e\u0302tre de\u0301pense\u0301e chaque semaine, le degre\u0301 d\u2019autonomie de l\u2019adolescent, le montant des de\u0301penses… Et l\u2019adolescent ge\u0300re son argent de poche gra\u0302ce a\u0300 cette application, relie\u0301e a\u0300 sa banque pour qu\u2019il puisse utiliser sa carte de cre\u0301dit.<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/p>\n

C\u2019est innovant de proposer ainsi un service a\u0300 destination des adolescents, et notamment un service pe\u0301dagogique pour apprendre a\u0300 mieux ge\u0301rer son e\u0301pargne. La startup a donc a\u0300 la fois un aspect concret (ge\u0301rer son argent) et d\u2019apprentissage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Xaalys a pour souci de concilier plusieurs impe\u0301ratifs : accorder une autonomie financie\u0300re progressive a\u0300 l\u2019enfant tout en fournissant des e\u0301le\u0301ments de re\u0301assurance aux parents. Avec une large gamme de […]<\/p>\n","protected":false},"author":1,"featured_media":6094,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-6092","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=6092"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6092\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/6094"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=6092"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=6092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}