{"id":6057,"date":"2019-08-11T16:52:32","date_gmt":"2019-08-11T16:52:32","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&amp;p=6057"},"modified":"2019-08-11T16:52:32","modified_gmt":"2019-08-11T16:52:32","slug":"vizibiliti-insights","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/vizibiliti-insights\/","title":{"rendered":"Vizibiliti Insights"},"content":{"rendered":"<div class=\"page\" title=\"Page 106\">\n<div class=\"section\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Spe\u0301cialise\u0301e dans la <strong>fintech<\/strong>, cette startup pre\u0301dit l\u2019e\u0301volution de la capacite\u0301 de remboursement d\u2019un particulier en temps re\u0301el.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Vizibiliti Insights utilise le Machine Learning et les analyses pre\u0301dictives sur des donne\u0301es alternatives pour noter les profils cre\u0301dits des particuliers et de\u0301terminer l\u2019e\u0301volution de leur capacite\u0301 de remboursement en temps re\u0301el.<\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>PRINCIPE ET GENE\u0300SE DE L&rsquo;OFFRE<\/p>\n<p>En 2016, Courtney Bentley, serial entrepreneur et spe\u0301cialiste de l\u2019intelligence artificielle, constate que me\u0302me si les petites et moyennes entreprises ainsi que la classe moyenne sud-africaine on la mission de contribuer a\u0300 90% de la croissance e\u0301conomique en Afrique du Sud, trop peu d\u2019entre elles sont e\u0301ligibles a\u0300 l\u2019obtention de pre\u0302ts du fait d\u2019une mauvaise note de solvabilite\u0301 ou tout simplement d\u2019une absence de note de solvabilite\u0301. L\u2019origine de ce proble\u0300me provient des crite\u0300res de notation traditionnels de\u0301connecte\u0301s de la re\u0301alite\u0301 e\u0301conomique de ce type d\u2019individus. Pour y reme\u0301dier, Vizibiliti Insights fonde sa notation sur des crite\u0300res innovants offrant ainsi des notations plus fide\u0300les a\u0300 la re\u0301alite\u0301 des profils. L\u2019offre de <strong>VIZIBILITI INSIGHT<\/strong> plait beaucoup aux institutions financie\u0300res. Le potentiel cette ne laissa pas le panel du PARIS VIVATECH FORUM indiffe\u0301rent puisque VIZIBILITI INSIGHT fit partie des finalistes.<\/p>\n<\/div>\n<div class=\"column\">\n<p>PARCOURS CLIENT FONCTIONNEMENT<\/p>\n<p>La plateforme de notation de Vizibiliti Insights s\u2019inte\u0300gre facilement aux syste\u0300mes de notation actuels des institutions bancaires. Tout en respectant les crite\u0300res de se\u0301curite\u0301 et de respect des donne\u0301es prive\u0301es, Vizibiliti Insights re\u0301cupe\u0300re des donne\u0301es alternatives sur les demandeurs de pre\u0302ts comme leur activite\u0301 sur les re\u0301seaux sociaux. Ces donne\u0301es sont ensuite traite\u0301es par l\u2019intelligence artificielle de VIZIBILITI INSIGHT et ses algorithmes d\u2019analyse de donne\u0301es afin de de\u0301finir un profil cre\u0301dit plus pre\u0301cis du demandeur de pre\u0302t. L\u2019analyse s\u2019effectue ensuite en temps re\u0301el afin de pre\u0301venir de l\u2019augmentation du risque de de\u0301faut sur le remboursement de l\u2019emprunt.<\/p>\n<\/div>\n<div class=\"column\">\n<p>EN QUOI EST-CE UNE INNOVATION<\/p>\n<p>La solution Vizibiliti Insights donne acce\u0300s au cre\u0301dit a\u0300 une partie importante de la population qui ne le pouvait pas gra\u0302ce a\u0300 l\u2019utilisation de l\u2019intelligence artificielle et les nouvelles donne\u0301es disponibles sur les plateformes. Elle augmente l\u2019efficacite\u0301 des organismes financiers puisqu\u2019un suivi de l\u2019e\u0301volution du profil de l\u2019emprunteur est aussi rendu possible par l\u2019intelligence artificiel. Ils sont donc plus re\u0301silients en cas de de\u0301faut. Les donne\u0301es re\u0301cupe\u0301re\u0301es permettent aussi d\u2019identifier les pre\u0301fe\u0301rences de consommation de ces individus, ce qui<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Spe\u0301cialise\u0301e dans la fintech, cette startup pre\u0301dit l\u2019e\u0301volution de la capacite\u0301 de remboursement d\u2019un particulier en temps re\u0301el. Vizibiliti Insights utilise le Machine Learning et les analyses pre\u0301dictives sur des [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6072,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-6057","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=6057"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6057\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/6072"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=6057"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=6057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}