{"id":6003,"date":"2019-08-08T18:20:01","date_gmt":"2019-08-08T18:20:01","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&p=6003"},"modified":"2019-08-08T18:20:01","modified_gmt":"2019-08-08T18:20:01","slug":"turaco","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/turaco\/","title":{"rendered":"Turaco"},"content":{"rendered":"
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Turaco<\/strong> propose des nano-assurances me\u0301dicales pour aider les populations africaines a\u0300 faire face aux de\u0301penses de sante\u0301.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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La mission de Turaco est d\u2019assister ses clients dans leur pe\u0301riode de de\u0301tresse en eur proposant une assurance contre les risques adapte\u0301s a\u0300 leur situation. Turaco met au point des produits d\u2019assurance personnalise\u0301s pour ses clients finaux et les vend via des partenariats en Afrique de l\u2019Est.<\/p>\n<\/div>\n<\/div>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/p>\n

Peter Gross co-fondateur de Turaco a travaille\u0301 8 ans dans le domaine des services financiers en Afrique subsaharienne et a constate\u0301 les grandes difficulte\u0301s financie\u0300res des Africains en matie\u0300re de de\u0301penses de sante\u0301. En effet, la volatilite\u0301 des revenus et l\u2019absence d\u2019assurances maladie re\u0301pandues a pousse\u0301 les me\u0301decins a\u0300 exiger un paiement imme\u0301diat des consultations. Ainsi, les personnes malades pre\u0301fe\u0300rent e\u0301viter les consultations me\u0301dicales aussi longtemps que possible malgre\u0301 une de\u0301te\u0301rioration manifeste de leur e\u0301tat de sante\u0301. Apre\u0300s une expe\u0301rience entrepreneuriale re\u0301ussie avec MicroEnsure, Peter Gross s\u2019associe a\u0300 Ted Pantone, serial entrepreneur a\u0300 succe\u0300s ayant leve\u0301 plus de 20 millions de dollars. Ils lancent Turaco, une offre de nano-assurance pour aider les populations pauvres a\u0300 surmonter les barrie\u0300res financie\u0300res a\u0300 l\u2019acce\u0300s aux soins me\u0301dicaux. L\u2019offre est un succe\u0300s manifeste avec un taux de remboursement de 87%. Villgro, incubateur de Medtech, a investi a\u0300 hauteur de 40 000\u20ac dans Turaco en vue de financer son expansion.<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/p>\n

Les utilisateurs souscrivent a\u0300 l\u2019offre via leur ope\u0301rateur te\u0301le\u0301phonique. Lorsqu\u2019ils ont une de\u0301pense de sante\u0301 a\u0300 re\u0301aliser, la somme leur est envoye\u0301e via mobile money. Cette somme se situe entre 10$ et 25$. L\u2019utilisateur doit ensuite rembourser la somme qui lui a e\u0301te\u0301 pre\u0302te\u0301e avec un surplus situe\u0301 entre 5$ et 8$ sur une pe\u0301riode de 4 semaines. Ceux qui ont rembourse\u0301 leur emprunt peuvent be\u0301ne\u0301ficier d\u2019un service de te\u0301le\u0301me\u0301decine et d\u2019assurance hospitalisation.<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/p>\n

Turaco ouvre l\u2019acce\u0300s aux soins de sante\u0301 a\u0300 des populations pre\u0301ce\u0301demment marginalise\u0301es en mettant le mobile money au service d\u2019une re\u0301volution des assurances me\u0301dicales. Turaco utilise les ope\u0301rateurs mobiles tant pour le marketing de l\u2019offre et l\u2019acquisition de souscripteurs que pour le transfert d\u2019argent et le remboursement de l\u2019emprunt. C\u2019est rapide, efficace, moins cou\u0302teux et plus su\u0302r dans la mesure ou les souscripteurs de\u0301sirent rembourser leur emprunt pour pouvoir be\u0301ne\u0301ficier des services de te\u0301le\u0301me\u0301decine pre\u0301cieux a\u0300 leurs yeux.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Turaco propose des nano-assurances me\u0301dicales pour aider les populations africaines a\u0300 faire face aux de\u0301penses de sante\u0301. La mission de Turaco est d\u2019assister ses clients dans leur pe\u0301riode de de\u0301tresse […]<\/p>\n","protected":false},"author":1,"featured_media":6004,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-6003","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=6003"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/6003\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/6004"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=6003"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=6003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}