{"id":5888,"date":"2019-08-07T15:05:15","date_gmt":"2019-08-07T15:05:15","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&p=5888"},"modified":"2019-08-07T15:05:15","modified_gmt":"2019-08-07T15:05:15","slug":"slide-financial","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/slide-financial\/","title":{"rendered":"Slide Financial"},"content":{"rendered":"
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Fintech<\/strong> spe\u0301cialise\u0301e dans les paiements se\u0301curise\u0301s via mobile d\u2019un montant infe\u0301rieur a\u0300 100 USD en Afrique du Sud.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Gra\u0302ce a\u0300 un syste\u0300me de paiement se\u0301curise\u0301 et e\u0301conomique sur mobile qui se fait en entrant le simple nume\u0301ro de te\u0301le\u0301phone du destinataire, Slide re\u0301volutionne les transferts d\u2019argent entre particuliers en Afrique du Sud.<\/p>\n<\/div>\n<\/div>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/p>\n

Apre\u0300s avoir e\u0301tudie\u0301 a\u0300 l\u2019universite\u0301 de Cape Town et e\u0302tre passe\u0301s par les bancs des universite\u0301s les plus prestigieuses comme Cambridge et Princeton, Irshad Kathrada, Terence Goldberg et Alon Stern ont tous les trois commence\u0301 leur carrie\u0300re aux Etats Unis. La\u0300 bas, ils y ont de\u0301couvert Venmo, une application mobile de\u0301veloppe\u0301e par le ge\u0301ant ame\u0301ricain du paiement en ligne Paypal, et ont e\u0301te\u0301 impressionne\u0301s de voir a\u0300 quel point les paiements entre amis e\u0301taient facilite\u0301s par cette application. De retour en Afrique du Sud en 2016, ils de\u0301cident de lancer Slide, une application fonde\u0301e sur le principe de Venmo qui facilite les transferts d\u2019argent pour des sommes infe\u0301rieures a\u0300 100 euros. Le succe\u0300s de Slide re\u0301side dans le fait que les paiements entre particuliers repre\u0301sentent une tre\u0300s large partie des transactions dans l\u2019e\u0301conomie sud-africaine, avec des consommateurs qui recherchent aujourd\u2019hui des solutions pratiques et e\u0301conomiques pour effectuer leurs transferts d\u2019argent.<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/p>\n

Slide Financial est te\u0301le\u0301chargeable sur Google Pay et l\u2019App Store. Une fois te\u0301le\u0301charge\u0301e, l\u2019utilisateur doit remplir un formulaire d\u2019inscription qui ne requiert aucune copie de pie\u0300ce d\u2019identite\u0301 ou justificatif de domicile. Une fois sur l\u2019application, l\u2019utilisateur peut choisir la personne a\u0300 qui il veut transfe\u0301rer l\u2019argent via sa liste de contacts qui est directement synchronise\u0301e sur l\u2019application, ou en ajoutant un nume\u0301ro de te\u0301le\u0301phone ou une adresse mail. Il entre alors le montant, peut personnaliser le paiement en e\u0301crivant un message, et autorise le paiement en se\u0301lectionnant sa banque. Le paiement est effectue\u0301 en toute se\u0301curite\u0301 gra\u0302ce au transfert e\u0301lectronique de fonds (TEF) sur le compte du destinataire. Ce dernier en sera notifie\u0301 par un SMS qui l\u2019invitera a\u0300 te\u0301le\u0301charger l\u2019application si ce n\u2019est pas de\u0301ja\u0300 fait. L\u2019argent peut e\u0302tre transfe\u0301rer sur un compte personnel a\u0300 tout moment et en un clic !<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/p>\n

Slide Financial change profonde\u0301ment la manie\u0300re dont s\u2019effectue les paiements entre particuliers en Afrique du Sud. Exit les virements bancaires qui prennent des jours et les paiements en liquide qui sont souvent peu pratiques et plus risque\u0301s. Avec plus de 90% de la population sud-africaine qui posse\u0300de aujourd\u2019hui un te\u0301le\u0301phone portable, Slide pourrait devenir l\u2019une des premie\u0300res me\u0301thodes de paiement de petits montants dans les anne\u0301es a\u0300 venir<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Fintech spe\u0301cialise\u0301e dans les paiements se\u0301curise\u0301s via mobile d\u2019un montant infe\u0301rieur a\u0300 100 USD en Afrique du Sud. Gra\u0302ce a\u0300 un syste\u0300me de paiement se\u0301curise\u0301 et e\u0301conomique sur mobile qui […]<\/p>\n","protected":false},"author":1,"featured_media":5889,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-5888","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=5888"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/5889"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=5888"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=5888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}