{"id":5453,"date":"2019-07-31T14:13:52","date_gmt":"2019-07-31T14:13:52","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&p=5453"},"modified":"2019-07-31T14:13:52","modified_gmt":"2019-07-31T14:13:52","slug":"ensibuuko","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/ensibuuko\/","title":{"rendered":"Ensibuuko"},"content":{"rendered":"
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Ensibuuko est une startup ougandaise qui fournit un logiciel de Cloud Microfinance pour les entite\u0301s financie\u0300res communautaires en Afrique.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Ensibuuko est une entreprise de technologie financie\u0300re ougandaise de premier plan dont les travaux visent a\u0300 aborder la question de l\u2019inclusion financie\u0300re en Afrique. Le logiciel de microfinance proprie\u0301taire Mobis d\u2019Ensibuuko aide les entite\u0301s coope\u0301ratives de microfinance a\u0300 automatiser leurs donne\u0301es, leurs processus et leurs paiements afin de devenir efficaces dans la prestation de services financiers dans leurs communaute\u0301s.<\/p>\n<\/div>\n<\/div>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/p>\n

Ensibuuko s\u2019inspire d\u2019une ve\u0301ritable histoire ougandaise. Originaire de l\u2019est de l\u2019Ouganda, Gerald Otim a e\u0301te\u0301 te\u0301moin de l\u2019importance de l\u2019agriculture pour un Ougandais rural et de ses proble\u0301matiques de financement. Il a de\u0301couvert que la plupart des agriculteurs pre\u0301fe\u0301raient l\u2019e\u0301pargne avec les SACCO et l\u2019argent mobile au syste\u0300me bancaire traditionnel malgre\u0301 leur faible mai\u0302trise des outils technologiques.<\/p>\n

Ensibuuko a e\u0301te\u0301 fonde\u0301e dans le but principal de fournir des services bancaires a\u0300 tous, que ce soit au moyen d\u2019institutions bancaires traditionnelles ou non bancaires. Ce faisant, il permettrait aux agriculteurs ruraux d\u2019ame\u0301liorer leurs acce\u0300s aux services financiers (gestion de leurs pre\u0302ts et comptes depuis chez eux). Avec la plupart des banques situe\u0301es dans les villes et facturant des taux d\u2019inte\u0301re\u0302t superflus, le fermier rural e\u0301tait spolie\u0301, tandis que les citadins, ayant acce\u0300s a\u0300 Internet et aux gadgets de haute technologie, maximisaient l\u2019utilisation des services.<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/p>\n

Ensibuuko offre une solution de bout en bout pour les gestionnaires SACCO\/VSLA et les membres de SACCO. Les directeurs de SACCO s\u2019inscrivent et se connectent a\u0300 la plateforme web Mobis mobile-responsive. Sur le tableau de bord, les gestionnaires de SACCO peuvent voir tous leurs comptes en un coup d\u2019\u0153il, classe\u0301s comme actifs, de\u0301penses, capitaux propres \/ capital, revenus et passifs. Ils peuvent suivre les pre\u0302ts depuis l\u2019application jusqu\u2019aux de\u0301caissements et acce\u0301der a\u0300 une varie\u0301te\u0301 de rapports automatise\u0301s tels que les pre\u0302ts, l\u2019e\u0301pargne, les actions et les rapports financiers.<\/p>\n

Les membres de SACCO peuvent acce\u0301der a\u0300 la plateforme d\u2019Ensibuuko en composant un code USSD5. Ils disposent d\u2019une se\u0301rie d\u2019options, parmi lesquelles des services financiers. On leur pre\u0301sentera des options de de\u0301po\u0302t, de retrait ou de retour au menu pre\u0301ce\u0301dent. Si le participant se\u0301lectionne De\u0301po\u0302t, on lui demandera d\u2019entrer son ID MSACCO, suivi de son ID de participant, puis du montant de\u0301pose\u0301.<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/p>\n

Ensibuuko a permis de fournir des solutions financie\u0300res a\u0300 plus de 60 institutions bancaires et envisage d\u2019ouvrir des ope\u0301rations dans 6 pays d\u2019Afrique, dont le Rwanda, le Ghana, le Nigeria et le Se\u0301ne\u0301gal. La technologie utilise\u0301e par Otim et ses colle\u0300gues est accessible a\u0300 l\u2019utilisateur. Elle n\u2019exige pas de lui des formations pour apprendre a\u0300 l\u2019utiliser. Ils se sont base\u0301s sur ce que l\u2019utilisateur sait de\u0301ja\u0300, et se sont adapte\u0301s a\u0300 ce qu\u2019ils souhaitent faire.<\/p>\n

Gerald Otim et Ensibuuko ont remporte\u0301 le Prix Young Achievers pour l\u2019innovation et les TIC l\u2019an dernier, et beaucoup de ceux qui ont interface\u0301 avec la plateforme conviendraient qu\u2019il e\u0301tait bien me\u0301rite\u0301.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Ensibuuko est une startup ougandaise qui fournit un logiciel de Cloud Microfinance pour les entite\u0301s financie\u0300res communautaires en Afrique. Ensibuuko est une entreprise de technologie financie\u0300re ougandaise de premier plan […]<\/p>\n","protected":false},"author":1,"featured_media":5458,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-5453","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=5453"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5453\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/5458"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=5453"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=5453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}