{"id":5373,"date":"2019-07-26T15:05:31","date_gmt":"2019-07-26T15:05:31","guid":{"rendered":"https:\/\/digi-entrepreneur.com\/?post_type=startup&p=5373"},"modified":"2019-07-26T15:05:31","modified_gmt":"2019-07-26T15:05:31","slug":"diool","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/diool\/","title":{"rendered":"Diool"},"content":{"rendered":"

Diool permet l\u2019envoi et les transactions financi\u00e8res<\/strong> quel que soit le r\u00e9seau, le service ou qu\u2019il s\u2019agisse d\u2019un paiement en ligne ou en boutique.<\/p>\n

Diool est une startup qui entend r\u00e9volutionner les modes de paiement en Afrique. Face aux nombreux inconv\u00e9nients de la monnaie fiduciaire, encore tr\u00e8s largement utilis\u00e9e en Afrique, la plateforme mise au point par Diool permet de d\u00e9mat\u00e9rialiser les transactions en toute s\u00e9curit\u00e9.<\/p>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/strong><\/p>\n

Les deux cofondateurs de Diool, Serge et Philippe Boupda, serial entrepreneurs et spe\u0301cialistes de la finance et de la technologie, constatent que le manque d\u2019agence bancaires, de guichets automatiques et de terminaux de paiement e\u0301lectroniques rendent les e\u0301changes de paiements difficiles, puisque ces derniers se font encore beaucoup en cash au Cameroun notamment. Avec Diool, ils espe\u0300rent permettre aux Africains de re\u0301aliser leurs transactions facilement tout en ayant des comptes et moyens de paiement ouverts chez des partenaires diffe\u0301rents. Aujourd\u2019hui, Diool est utilise\u0301e par 2 500 commerc\u0327ants chaque mois. Elle be\u0301ne\u0301ficie de l\u2019aide de Business Angels et pre\u0301voit des croissances internes et externes tre\u0300s ambitieuses : de\u0301veloppement d\u2019offres de micro financement, d\u2019assurances et de\u0301veloppement de l\u2019offre initiale au Se\u0301ne\u0301gal et en Co\u0302te d\u2019Ivoire.<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/strong><\/p>\n

Tre\u0300s simple d\u2019utilisation, la plateforme et te\u0301le\u0301chargeable sur mobile. Apre\u0300s la cre\u0301ation d\u2019un compte, le marchand peut accepter tout mode de paiement de la part de ses clients. Il peut aussi re\u0301gler ses fournisseurs via l\u2019application. Les paiements collecte\u0301s par l\u2019application sont retirables en guichet ou sur un compte en ligne. La se\u0301curite\u0301 des transactions est assure\u0301e par une ve\u0301rification en ligne des identite\u0301s, un contro\u0302le automatise\u0301 des connexions et un historique de toutes les transactions.<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/strong><\/p>\n

La solution Diool est une API directement inte\u0301grable pour tout type de marchand et surtout compatible avec toute sorte de moyen de paiement : MTN Money, Orange Money, Nexttel. Elle re\u0301pond aux proble\u0300mes lie\u0301s a\u0300 la pre\u0301ponde\u0301rance du paiement par cash d\u2019une part et a\u0300 ceux lie\u0301s a\u0300 la fragmentation des moyens de paiement mobiles d\u2019autre part. Enfin, la se\u0301curite\u0301 qu\u2019elle apporte et sa facilite\u0301 d\u2019installation et d\u2019utilisation rendent l\u2019expe\u0301rience client extre\u0302mement agre\u0301able. Ainsi, elle transforme profonde\u0301ment et structure un marche\u0301 en plein essor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Diool permet l\u2019envoi et les transactions financi\u00e8res quel que soit le r\u00e9seau, le service ou qu\u2019il s\u2019agisse d\u2019un paiement en ligne ou en boutique. Diool est une startup qui entend […]<\/p>\n","protected":false},"author":1,"featured_media":5378,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-5373","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=5373"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5373\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/5378"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=5373"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=5373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}