Startup sp\u00e9cialis\u00e9e dans les nouveaux moyens de paiement sur mobile.<\/p>\n
Cinetpay est une plateforme num\u00e9rique qui centralise les moyens de paiement des Ivoiriens. Elle leur permet de r\u00e9aliser leur transaction quel que soit leur op\u00e9rateur.<\/p>\n
PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/strong><\/p>\n Les deux cofondateurs Idriss Marcial Monthe et Daniel Dindji sont amis d\u2019enfance, inge\u0301nieurs de formation et serial entrepreneurs. Leurs expe\u0301riences pre\u0301ce\u0301dentes leur ont permis de re\u0301aliser qu\u2019une grande partie de la population peine a\u0300 acce\u0301der a\u0300 des services et produits a\u0300 faibles cou\u0302ts. En outre, la fragmentation des moyens de paiement rend la gestion cash- flows difficile pour les commerc\u0327ants. Ainsi, avec Cinetpay lance\u0301e en 2016, ils espe\u0300rent proposer une plateforme multi-ope\u0301rateurs su\u0302re qui facilite l\u2019activite\u0301 des commerc\u0327ants d\u2019une part, et les transactions des utilisateurs d\u2019autre part. Avec 800 comptes actifs au Mali et en Co\u0302te d\u2019Ivoire, un capital de pre\u0300s de 45 000 euros et des re\u0301compenses par des institutions comme la Tony Elumelu Foundation Entrepreneurship Program (5 000 dollars), les Euromena Awards (2 000 euros), et les Seedstars Abidjan, les ambitions de Cinetpay sont grandes et l\u2019entreprise compte s\u2019e\u0301tendre dans 14 pays d\u2019Afrique francophone d\u2019ici 2022.<\/p>\n<\/div>\n PARCOURS CLIENT FONCTIONNEMENT<\/strong><\/p>\n Cinetpay offre l\u2019acce\u0300s a\u0300 tous les ope\u0301rateurs : Orange, MTN et Moov. Quel que soit l\u2019ope\u0301rateur, les clients effectuent leurs paiements sur la me\u0302me page. Plus pre\u0301cise\u0301ment, les commerc\u0327ants ont quatre offres au choix : le paiement mobile money, les transferts mobiles money depuis leur compte Cinetpay vers d\u2019autres comptes mobiles money, le TPE Cinetpay Cash In permettant de recevoir des paiements depuis leurs commerces et le TPE Cinetpay Cash Out permettant de rendre de la monnaie directement sur le compte mobile des be\u0301ne\u0301ficiaires. Enfin les utilisateurs ont me\u0302me la possibilite\u0301 d\u2019effectuer des paiements hors connexion tant que leur compte Cinetpay a e\u0301te\u0301 pre\u0301alablement cre\u0301dite\u0301.<\/p>\n<\/div>\n EN QUOI EST-CE UNE INNOVATION<\/strong><\/p>\n<\/div>\n<\/div>\n Comme Startup sp\u00e9cialis\u00e9e dans les nouveaux moyens de paiement sur mobile. Cinetpay est une plateforme num\u00e9rique qui centralise les moyens de paiement des Ivoiriens. Elle leur permet de r\u00e9aliser leur transaction […]<\/p>\n","protected":false},"author":1,"featured_media":5314,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-5306","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=5306"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5306\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/5314"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=5306"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=5306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nafricaines, Cinetpay utilise le mobile et internet pour faciliter l\u2019activite\u0301 des commerc\u0327ants et augmenter le pouvoir d\u2019achat des me\u0301nages africains. A la diffe\u0301rence de beaucoup d\u2019entre elles, l\u2019API de Cinetpay centralise tous ces moyens de paiement dans une interface unique et se\u0301curise\u0301e. Le potentiel d\u2019une telle offre est infini comme en te\u0301moigne la diffe\u0301renciation actuelle de l\u2019offre : paiement, transfert d\u2019argent, encaissement…<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"