{"id":5270,"date":"2019-07-24T15:04:37","date_gmt":"2019-07-24T15:04:37","guid":{"rendered":"http:\/\/digi-entrepreneur.com\/?post_type=startup&p=5270"},"modified":"2019-07-24T15:04:37","modified_gmt":"2019-07-24T15:04:37","slug":"bitpesa","status":"publish","type":"startup","link":"https:\/\/startup-agenda.com\/annuaire\/startup\/bitpesa\/","title":{"rendered":"BitPesa"},"content":{"rendered":"

BitPesa<\/strong> est une plateforme de paiement et de transferts d\u2019argent internationaux bas\u00e9e sur la technologie blockchain.<\/p>\n

BitPesa accepte l\u2019argent de votre compte en banque et le d\u00e9pose imm\u00e9diatement sur le compte de destination. La startup contourne tous les interm\u00e9diaires, \u00e9conomise sur la conversion et les frais de transfert et toute la proc\u00e9dure peut s\u2019effectuer en quelques clics.<\/p>\n

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PRINCIPE ET GENE\u0300SE DE L’OFFRE<\/strong><\/p>\n

A l\u2019origine, BitPesa concentrait son activite\u0301 sur les transferts d\u2019argent entre la population kenyane et la Grande Bretagne. Constatant que cette proble\u0301matique concerne une population bien pu large au Kenya, BitPesa de\u0301cide d\u2019e\u0301tendre son active\u0301 sur les marche\u0301s en de\u0301veloppement a\u0300 la recherche d\u2019un moyen de paiement et transfert d\u2019argent simple et efficace quelle que soit la devise. BitPesa de\u0301veloppe alors la premie\u0300re solution blockchain licencie\u0301e par l\u2019autorite\u0301 britannique de conduite financie\u0300re et respectueuse des principes stricts du KYC. L\u2019API de BitPesa permet aux entreprises de transfe\u0301rer des fonds via des dizaines de re\u0301seaux bancaires et mobiles au Nige\u0301ria, Kenya, Ghana, Ouganda, Tanzanie, Se\u0301ne\u0301gal et RDC. En quelques anne\u0301es d\u2019activite\u0301, BitPesa compte de\u0301ja\u0300 6 000 utilisateurs au Kenya seulement et 26 000 mondialement avec plus de 1,2 million de transactions annuelles.<\/p>\n<\/div>\n

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PARCOURS CLIENT FONCTIONNEMENT<\/strong><\/p>\n

BitPesa permet a\u0300 ses utilisateurs de re\u0301aliser des paiements de l\u2019Afrique vers l\u2019e\u0301tranger ou de l\u2019e\u0301tranger vers l\u2019Afrique. L\u2019argent est transfe\u0301re\u0301 directement du compte en banque de l\u2019utilisateur (peu importe la monnaie), vers le compte du destinataire du transfert gra\u0302ce a\u0300 sa structure blockchain. Le design est tre\u0300s simple d\u2019utilisation et l\u2019utilisateur est accompagne\u0301 a\u0300 chaque e\u0301tape. L\u2019ope\u0301ration est re\u0301alise\u0301e instantane\u0301ment avec un cou\u0302t deux fois moins important que celui de la concurrence.<\/p>\n<\/div>\n

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EN QUOI EST-CE UNE INNOVATION<\/strong><\/p>\n

BitPesa transforme le secteur du transfert d\u2019argent en supprimant toutes les e\u0301tapes d\u2019interme\u0301diation gra\u0302ce a\u0300 sa structure blockchain. Cette innovation permet des e\u0301conomies de cou\u0302ts qui re\u0301duisent le prix pour l\u2019utilisateur et des e\u0301conomies de temps puisque l\u2019ope\u0301ration est re\u0301alise\u0301e instantane\u0301ment contrairement aux 10 jours pour les banques ou 2 jours pour Western Union. A terme, BitPesa et les crypto- monnaies en ge\u0301ne\u0301ral constituent une solution efficace face a\u0300 la de\u0301sorganisation du syste\u0300me financier africain et des proble\u0300mes de transferts d\u2019argent.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

BitPesa est une plateforme de paiement et de transferts d\u2019argent internationaux bas\u00e9e sur la technologie blockchain. BitPesa accepte l\u2019argent de votre compte en banque et le d\u00e9pose imm\u00e9diatement sur le […]<\/p>\n","protected":false},"author":1,"featured_media":5277,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[],"class_list":["post-5270","startup","type-startup","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=5270"}],"version-history":[{"count":0,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/5270\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/5277"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=5270"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=5270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}