PayDay, la n\u00e9obanque nig\u00e9riane, a r\u00e9cemment cl\u00f4tur\u00e9 une ronde de financement d’amor\u00e7age sursouscrite, levant 3 millions de dollars avec la participation de Moniepoint, Techstars, HoaQ, DFS Lab, Ingressive Capital Fund II, Dare Okoudjou, Tola Onayemi, Techstars et Angels Touch.<\/p>\n\n\n\n
Fond\u00e9e il y a deux ans, PayDay offre une plateforme permettant aux Africains d’acc\u00e9der \u00e0 des comptes mondiaux en dollars, euros et livres sterling et d’effectuer des transactions dans plus de 20 devises. Cette solution est vitale pour les travailleurs \u00e0 distance et les ind\u00e9pendants qui ont besoin d’effectuer des transactions en devises. L’application est actuellement disponible pour les clients du Rwanda et du Nigeria.<\/p>\n\n\n\n
En plus de ces services, PayDay propose \u00e9galement des cartes virtuelles en dollars et en naira pour les utilisateurs nig\u00e9rians, facilitant les achats sur les plateformes internationales, les \u00e9changes de devises, les liens de paiement, les paiements de factures locales et les transferts de poste \u00e0 poste.<\/p>\n\n\n\n
Gr\u00e2ce aux frais pr\u00e9lev\u00e9s sur les transactions, PayDay est devenue rentable depuis ao\u00fbt 2022. La startup traite en moyenne 40 000 transactions par jour et plus de 25 millions de dollars par mois. Elle a r\u00e9cemment conclu un partenariat de paiement avec Starlink de SpaceX, permettant aux utilisateurs du Nig\u00e9ria et du Rwanda d’acheter des routeurs Starlink, et a rejet\u00e9 une offre d’acquisition de 15 millions de dollars de la part d’une licorne africaine.<\/p>\n\n\n\n
Avec cette lev\u00e9e de fonds, PayDay pr\u00e9voit d’intensifier ses efforts de marketing, d’obtenir des licences op\u00e9rationnelles au Royaume-Uni et au Canada, et d’augmenter son personnel. La soci\u00e9t\u00e9 est en concurrence avec des applications fintech B2C financ\u00e9es par des soci\u00e9t\u00e9s de capital-risque telles que Gray, Lemonade Finance, Send by Flutterwave et Chipper Cash. Malgr\u00e9 les d\u00e9penses de marketing \u00e9lev\u00e9es, le fondateur de PayDay, Favour Ori, insiste sur le fait que l’entreprise reste rentable.<\/p>\n","protected":false},"excerpt":{"rendered":"
PayDay, la n\u00e9obanque nig\u00e9riane, a r\u00e9cemment cl\u00f4tur\u00e9 une ronde de financement d’amor\u00e7age sursouscrite, levant 3 millions de dollars avec la participation de Moniepoint, Techstars, HoaQ, DFS Lab, Ingressive Capital Fund […]<\/p>\n","protected":false},"author":1,"featured_media":10748,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false},"startup_category":[66],"class_list":["post-10746","startup","type-startup","status-publish","has-post-thumbnail","hentry","startup_category-fintech"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/10746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/startup"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=10746"}],"version-history":[{"count":1,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/10746\/revisions"}],"predecessor-version":[{"id":10749,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup\/10746\/revisions\/10749"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/10748"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=10746"}],"wp:term":[{"taxonomy":"startup_category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/startup_category?post=10746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}