{"id":10603,"date":"2023-03-17T22:46:21","date_gmt":"2023-03-17T22:46:21","guid":{"rendered":"https:\/\/startup-agenda.com\/?p=10603"},"modified":"2023-03-17T22:46:25","modified_gmt":"2023-03-17T22:46:25","slug":"le-pdg-de-la-standard-bank-appuie-de-maniere-mesuree-lusage-des-monnaies-numeriques-emises-par-les-banques-centrales","status":"publish","type":"post","link":"https:\/\/startup-agenda.com\/annuaire\/2023\/03\/17\/le-pdg-de-la-standard-bank-appuie-de-maniere-mesuree-lusage-des-monnaies-numeriques-emises-par-les-banques-centrales\/","title":{"rendered":"Le PDG de la Standard Bank appuie de mani\u00e8re mesur\u00e9e l’usage des monnaies num\u00e9riques \u00e9mises par les banques centrales."},"content":{"rendered":"\n

La plus grande banque d’Afrique, Standard Bank, a exprim\u00e9 son soutien prudent \u00e0 l’utilisation des monnaies num\u00e9riques<\/a> de banque centrale (CBDC) lors de la Conf\u00e9rence de la Banque Centrale Africaine. Cependant, la banque a \u00e9galement soulev\u00e9 des pr\u00e9occupations quant aux cryptomonnaies g\u00e9n\u00e9r\u00e9es par des entit\u00e9s priv\u00e9es. Dans cet article, nous explorerons les commentaires de Sim Tshabalala<\/strong>, le PDG de Standard Bank, sur les CBDC et les crypto-monnaies, ainsi que les avantages et les risques potentiels li\u00e9s \u00e0 leur utilisation.<\/p>\n\n\n\n

Introduction<\/h2>\n\n\n\n
    \n
  • Pr\u00e9sentation de Standard Bank et de la Conf\u00e9rence de la Banque Centrale Africaine<\/li>\n\n\n\n
  • Commentaires de Sim Tshabalala sur les CBDC et les crypto-monnaies<\/li>\n<\/ul>\n\n\n\n

    Les pr\u00e9occupations de Standard Bank quant aux crypto-monnaies g\u00e9n\u00e9r\u00e9es par des entit\u00e9s priv\u00e9es<\/h2>\n\n\n\n
      \n
    • La l\u00e9gitimit\u00e9 des crypto-monnaies g\u00e9n\u00e9r\u00e9es par des entit\u00e9s priv\u00e9es<\/li>\n\n\n\n
    • Les risques de blanchiment d’argent li\u00e9s \u00e0 l’utilisation des crypto-monnaies<\/li>\n\n\n\n
    • Les risques que les d\u00e9p\u00f4ts ou transactions de crypto-monnaies pourraient poser pour les banques<\/li>\n<\/ul>\n\n\n\n

      Les avantages potentiels des CBDC<\/h2>\n\n\n\n
        \n
      • Le clearing interbancaire<\/li>\n\n\n\n
      • L’augmentation de la participation au syst\u00e8me financier formel<\/li>\n\n\n\n
      • La r\u00e9duction de l’\u00e9vasion fiscale et de la criminalit\u00e9 financi\u00e8re<\/li>\n<\/ul>\n\n\n\n

        Les questions sur le cadre r\u00e9glementaire pour les banques de d\u00e9tail publiques et les banques centrales<\/h2>\n\n\n\n
          \n
        • Les risques et les dangers moraux qu’elles introduisent dans le syst\u00e8me financier<\/li>\n\n\n\n
        • Les r\u00e9glementations pour les concurrents du secteur priv\u00e9<\/li>\n<\/ul>\n\n\n\n

          Le soutien de Standard Bank \u00e0 la zone de libre-\u00e9change africaine<\/h2>\n\n\n\n
            \n
          • Le mouvement des biens, des personnes, des id\u00e9es et des capitaux entre les pays africains<\/li>\n<\/ul>\n\n\n\n

            Conclusion<\/h2>\n\n\n\n
              \n
            • R\u00e9sum\u00e9 des commentaires de Sim Tshabalala et des avantages et des risques li\u00e9s aux CBDC et aux crypto-monnaies<\/li>\n\n\n\n
            • La position de Standard Bank sur les CBDC et les crypto-monnaies<\/li>\n<\/ul>\n\n\n\n

              La position de Standard Bank sur les CBDC et les crypto-monnaies a suscit\u00e9 des d\u00e9bats sur l’avenir des monnaies num\u00e9riques en Afrique. En exprimant son soutien prudent \u00e0 l’utilisation des CBDC, la banque a reconnu les avantages potentiels de ces monnaies, notamment dans le clearing interbancaire et l’augmentation de la participation au syst\u00e8me financier formel tout en r\u00e9duisant l’\u00e9vasion fiscale et la criminalit\u00e9 financi\u00e8re. Cependant, Standard Bank a \u00e9galement soulev\u00e9 des pr\u00e9occupations quant aux crypto-monnaies g\u00e9n\u00e9r\u00e9es par des entit\u00e9s priv\u00e9es, affirmant que si elles ne sont pas soumises aux m\u00eames r\u00e9glementations que les concurrents du secteur priv\u00e9, les risques et les dangers moraux qu’elles introduisent dans le syst\u00e8me financier ne sont pas att\u00e9nu\u00e9s en les appelant CBDC.<\/p>\n","protected":false},"excerpt":{"rendered":"

              La plus grande banque d’Afrique, Standard Bank, a exprim\u00e9 son soutien prudent \u00e0 l’utilisation des monnaies num\u00e9riques de banque centrale (CBDC) lors de la Conf\u00e9rence de la Banque Centrale Africaine. […]<\/p>\n","protected":false},"author":1,"featured_media":10604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[9,60],"tags":[308],"class_list":["post-10603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actus","category-decryptage","tag-sim-tshabalala"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/Screen-Shot-2023-03-17-at-09.55.35.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/posts\/10603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/comments?post=10603"}],"version-history":[{"count":2,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/posts\/10603\/revisions"}],"predecessor-version":[{"id":10606,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/posts\/10603\/revisions\/10606"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media\/10604"}],"wp:attachment":[{"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/media?parent=10603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/categories?post=10603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/startup-agenda.com\/annuaire\/wp-json\/wp\/v2\/tags?post=10603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}