{"id":10452,"date":"2023-03-15T23:20:42","date_gmt":"2023-03-15T23:20:42","guid":{"rendered":"https:\/\/startup-agenda.com\/?p=10452"},"modified":"2023-03-15T23:27:30","modified_gmt":"2023-03-15T23:27:30","slug":"les-consequences-de-la-faillite-de-la-silicon-valley-bank-sur-lecosysteme-de-la-technologie-en-afrique","status":"publish","type":"post","link":"https:\/\/startup-agenda.com\/annuaire\/2023\/03\/15\/les-consequences-de-la-faillite-de-la-silicon-valley-bank-sur-lecosysteme-de-la-technologie-en-afrique\/","title":{"rendered":"Les cons\u00e9quences de la faillite de la Silicon Valley Bank sur l&rsquo;\u00e9cosyst\u00e8me de la technologie en Afrique"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La fermeture de la <strong>Silicon Valley Bank<\/strong> (SVB) par la <a href=\"https:\/\/www.fdic.gov\/\">US Federal Deposits Insurance Corporation (FDIC)<\/a> a \u00e9t\u00e9 un \u00e9v\u00e9nement majeur qui a secou\u00e9 la communaut\u00e9 africaine de la technologie. La SVB \u00e9tait connue pour abriter la moiti\u00e9 des startups soutenues par des capitaux de risque au cours des 40 derni\u00e8res ann\u00e9es, et \u00e9tait la banque de choix pour la plupart des startups et des capitalistes de risque, y compris les startups africaines. Les cons\u00e9quences de l&rsquo;effondrement de la SVB pour les startups africaines sont profondes, touchant tous les aspects de leur fonctionnement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&rsquo;effondrement de la SVB a un impact psychologique sur les <strong><a href=\"https:\/\/startup-agenda.com\/2023\/02\/25\/le-projet-ninja-de-la-jica-soutenir-linnovation-sociale-et-lentrepreneuriat-dans-les-pays-en-developpement\/\" data-type=\"post\" data-id=\"10032\">\u00e9conomies<\/a><\/strong> et modifiera la psychologie des investisseurs et des op\u00e9rateurs. Les startups qui ont domicili\u00e9 leurs fonds d&rsquo;exploitation et de capital dans la banque sont directement ou indirectement li\u00e9es \u00e0 elle, et leur confiance dans les banques \u00e9trang\u00e8res a \u00e9t\u00e9 \u00e9branl\u00e9e. Le flux d\u2019argent et de ressources dans le syst\u00e8me sera \u00e9galement entrav\u00e9, ce qui affectera d\u2019autres activit\u00e9s car la plupart des startups d\u00e9pendent des ressources et du soutien fournis par la banque, notamment l\u2019acc\u00e8s au capital-risque, au mentorat et au r\u00e9seautage.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"648\" src=\"http:\/\/startup-agenda.com\/wp-content\/uploads\/2023\/03\/SVB-1024x648.jpeg\" alt=\"Silicon Valley Bank\" class=\"wp-image-10454\" srcset=\"https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/SVB-1024x648.jpeg 1024w, https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/SVB-300x190.jpeg 300w, https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/SVB-768x486.jpeg 768w, https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/SVB-1536x972.jpeg 1536w, https:\/\/startup-agenda.com\/annuaire\/wp-content\/uploads\/2023\/03\/SVB.jpeg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">En outre, des pertes d&#8217;emplois sont anticip\u00e9es et de nombreuses startups devront des salaires \u00e0 la suite de l&rsquo;effondrement de la SVB. Les employ\u00e9s de ces entreprises devront \u00e9galement trouver d&rsquo;autres moyens d&rsquo;acc\u00e9der \u00e0 leurs fonds personnels car de nombreux comptes de salaire et d&rsquo;\u00e9pargne \u00e9taient domicili\u00e9s chez SVB. Les startups africaines qui sont directement touch\u00e9es par cette fermeture doivent trouver des moyens de contourner cet obstacle et de continuer \u00e0 fonctionner.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, l&rsquo;effondrement de la SVB peut offrir des opportunit\u00e9s aux banques locales et aux startups africaines. Les banques locales peuvent renforcer davantage leur proposition de services et collaborer avec les startups pour construire une structure formidable similaire \u00e0 celle de la SVB. Cet \u00e9v\u00e9nement pourrait \u00e9galement \u00eatre le catalyseur n\u00e9cessaire pour faire avancer l&rsquo;initiative visant \u00e0 impliquer davantage les capitalistes de risque africains dans le soutien des solutions locales. Les startups africaines doivent se tourner vers des sources de financement alternatives et se tourner vers des solutions locales pour soutenir leur croissance et leur d\u00e9veloppement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En conclusion, l&rsquo;effondrement de la SVB a r\u00e9v\u00e9l\u00e9 les vuln\u00e9rabilit\u00e9s des startups africaines li\u00e9es aux banques et aux capitalistes de risque \u00e9trangers. Les banques du monde entier doivent nettoyer leurs op\u00e9rations car de plus en plus de clients sont conscients de leur fonctionnement interne. Les banques locales peuvent saisir l&rsquo;opportunit\u00e9 pour se mobiliser et collaborer avec les startups pour construire une structure formidable qui peut servir d&rsquo;alternative aux banques \u00e9trang\u00e8res. Les startups africaines peuvent \u00e9galement saisir cette opportunit\u00e9 pour explorer des sources de financement alternatives et se tourner vers des solutions locales pour soutenir leur croissance et leur d\u00e9veloppement. En fin de compte, cet \u00e9v\u00e9nement peut \u00eatre un catalyseur pour une \u00e9conomie plus locale et une prise de conscience accrue de la n\u00e9cessit\u00e9 d&rsquo;une autonomie financi\u00e8re pour les <strong><a href=\"https:\/\/startup-agenda.com\/2023\/01\/31\/top-des-startups-africaines-francophones-ayant-leve-le-plus-de-fonds-en-2022\/\" data-type=\"post\" data-id=\"8018\">startups africaines<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La fermeture de la Silicon Valley Bank (SVB) par la US Federal Deposits Insurance Corporation (FDIC) a \u00e9t\u00e9 un \u00e9v\u00e9nement majeur qui a secou\u00e9 la communaut\u00e9 africaine de la technologie. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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